No matter how carefully you drive, you run the risk of having an accident. Auto insurance, also known as car insurance or motor vehicle insurance, offers you protection against both physical damage and bodily injury related to accidents, as well as the liability that may result. In Connecticut, an insurance policy on all vehicles in operation is required by law. That doesn’t mean you have to pay an arm and a leg to protect yourself.
The requirements for your auto insurance policy may vary, depending on the type of car you operate, on how frequently you drive, and even on the location of your residence. One of our AIA agents can help you put together a policy that makes sense for your needs and your budget by adjusting coverage variables. Call, visit or email one of our professionals for an auto insurance quote, and start saving money today.
Not all auto policies are equal, but auto insurance typically covers:
- Bodily injury
- Uninsured motorists
- Property damage liability
Some incidents require additional coverage as they may not be covered with a typical policy.
- Items inside the car
- Drivers who live with you, but aren’t on the policy
- Some business travel
- A car you don’t own
A handful of the factors that go into auto insurance premiums.
- Driving history
- Past claims
- Age of drivers
- Value of vehicles